Data Strategy and Analytics Director
Company: Us Bank
Location: Chicago
Posted on: October 3, 2024
Job Description:
At U.S. Bank, we're on a journey to do our best. Helping the
customers and businesses we serve to make better and smarter
financial decisions and enabling the communities we support to grow
and succeed. We believe it takes all of us to bring our shared
ambition to life, and each person is unique in their potential. A
career with U.S. Bank gives you a wide, ever-growing range of
opportunities to discover what makes you thrive at every stage of
your career. Try new things, learn new skills and discover what you
excel at-all from Day One.Job DescriptionWe are seeking a leader
with a strong understanding of loan data to achieve the goal of
single source of data for Credit Risk consumption. In this role,
the leader is responsible for understanding commercial and retail
data sources and consolidate disparate processes into a single
thread, apply data quality checks and make the data available for
consumption. The Leader will analyze the data sources, identify
gaps in system and data availability, and work on tactical and
strategic solutions. The position will build partnership with
technology, business lines, credit risk teams, and data governance
teams to identify and escalate data issues.Primary
responsibilities:
- Develop and Implement Data Strategies: Create and execute data
strategies to support credit risk management, ensuring alignment
with the bank's overall risk management framework.
- Data Analysis and Reporting: Oversee the analysis of credit
risk data and the generation of reports to provide insights and
support decision-making processes.
- Regulatory Compliance: Ensure all data comply with relevant
regulatory requirements and internal Enterprise Data Governance
policies.
- Team Leadership: Manage and mentor a team of data analysts,
fostering a collaborative and innovative work environment.
- Stakeholder Collaboration: Work closely with other departments,
such as Technology, finance, modeling, regulatory reporting,
Enterprise Data Governance and risk management, to ensure data
initiatives are integrated and aligned with business
objectives.
- Technology Integration: Oversee the selection, configuration,
and implementation of analytics tools and technologies to enhance
data analysis capabilities.
- Risk Assessment: Continuously monitor and assess data quality
risk, providing recommendations to mitigate potential risks.
- Project Management: Manage multiple projects simultaneously,
ensuring timely delivery and adherence to quality standards.
- Innovation and Improvement: Stay updated with the latest trends
and technologies in data analytics and credit risk management,
driving continuous improvement and innovation within the team.Basic
Qualifications
- Master's degree in data and technology management, or
equivalent work experience
- 10 or more years of experience in financial institutions
working on Credit data
- 5 or more years of experience leading teamsPreferred
Skills/ExperienceBusiness
- Analytical Thinking: The ability to analyze complex credit
data, identify patterns, and draw meaningful insights.
- Attention to Detail: A meticulous approach to reviewing and
validating credit data to ensure accuracy and compliance.
- Communication Skills: Excellent written and verbal
communication skills to effectively convey credit data findings and
insights to stakeholders.
- Problem-Solving: The capability to identify issues or gaps in
credit data governance processes and develop innovative
solutions.
- Collaboration: The willingness to work collaboratively with
cross-functional teams, such as risk management, compliance, and
IT, to ensure effective credit data governance.
- Adaptability: The ability to adapt to changing regulatory
requirements and evolving technology platforms in the credit data
domain.
- Time Management: Strong organizational skills to manage
multiple tasks, meet deadlines, and prioritize work
effectively.Technical
- Data Strategy framework: Deep understanding of the data
framework in relation to strategy and concepts of Data lakes.
- Data Governance: Knowledge of creating data lineage, developing
metadata and developing data quality standards for the group.
Understanding of data governance frameworks, policies, and best
practices to ensure data quality, integrity, and compliance.
- Data Analysis: Proficiency in using analytical tools and
software (SQL, SAS, Python, R) to manipulate and analyze credit
data.
- Credit Risk Management: Knowledge of credit risk principles,
methodologies, and regulatory requirements.
- Regulatory Compliance: Familiarity with relevant regulations
and guidelines governing credit data, such as CCAR, CECL, and Basel
III.
- Database Management: Proficiency in working with databases,
data models, and data integration techniques.
- Industry Knowledge: Understanding of the banking and financial
services industry, credit products, and credit risk management
practices.The role offers a hybrid/flexible schedule, which means
there's an in-office expectation of 3 or more days per week and the
flexibility to work outside the office location for the other
days.If there's anything we can do to accommodate a disability
during any portion of the application or hiring process, please
refer to our .Benefits:Our approach to benefits and total rewards
considers our team members' whole selves and what may be needed to
thrive in and outside work. That's why our benefits are designed to
help you and your family boost your health, protect your financial
security and give you peace of mind. Our benefits include the
following (some may vary based on role, location or hours):
- Healthcare (medical, dental, vision)
- Basic term and optional term life insurance
- Short-term and long-term disability
- Pregnancy disability and parental leave
- 401(k) and employer-funded retirement plan
- Paid vacation (from two to five weeks depending on salary grade
and tenure)
- Up to 11 paid holiday opportunities
- Adoption assistance
- Sick and Safe Leave accruals of one hour for every 30 worked,
up to 80 hours per calendar year unless otherwise provided by
lawEEO is the LawU.S. Bank is an equal opportunity employer
committed to creating a diverse workforce. We consider all
qualified applicants without regard to race, religion, color, sex,
national origin, age, sexual orientation, gender identity,
disability or veteran status, among other factors. Applicants can
learn more about the company's status as an equal opportunity
employer by viewing the federal EEO poster.E-VerifyU.S. Bank
participates in the U.S. Department of Homeland Security E-Verify
program in all facilities located in the United States and certain
U.S. territories. The E-Verify program is an Internet-based
employment eligibility verification system operated by the U.S.
Citizenship and Immigration Services. Learn more about the .U.S.
Bank will consider qualified applicants with arrest or conviction
records for employment. U.S. Bank conducts background checks
consistent with applicable local laws, including the Los Angeles
County Fair Chance Ordinance and the California Fair Chance Act as
well as the San Francisco Fair Chance Ordinance. U.S. Bank is
subject to, and conducts background checks consistent with the
requirements of Section 19 of the Federal Deposit Insurance Act
(FDIA). In addition, certain positions may also be subject to the
requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the
NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal
guidelines applicable to an agreement, such as those related to
ethics, safety, or operational procedures.Applicants must be able
to comply with U.S. Bank policies and procedures including the Code
of Ethics and Business Conduct and related workplace conduct and
safety policies.
#J-18808-Ljbffr
Keywords: Us Bank, Crystal Lake , Data Strategy and Analytics Director, Executive , Chicago, Illinois
Didn't find what you're looking for? Search again!
Loading more jobs...